Legend Bank enables Embedded Finance solutions, Direct Banking Infrastructure, and Compliance-as-a-Service—helping companies go to market faster, scale seamlessly, and grow revenue streams.
We’re not just a connection to a bank—we are the bank. No intermediaries, no extra layers. We provide the financial infrastructure and compliance expertise fintechs and companies need to build confidently and grow for the long term.
Direct Partnership means work with us, not through an intermediary.
Compliance-as-a Service to help build and maintain strong programs.
Customizable Banking Products to bring your vision to life.
Faster payments, reduced transaction costs, and seamless fund movement—helping you optimize cash flow and improve financial operations.
Embed banking products to unlock new revenue streams, deepen customer entrenchment, and capture more share of wallet—all while ensuring compliance.
We move fast to align with your roadmap, burn rate, and investor expectations—while ensuring compliance and scalability from day one.
FDIC-insured business and consumer accounts with built-in compliance, fraud monitoring, and configurable properties.
Issue virtual, digital, and physical debit cards with customizable controls to boost engagement and unlock new revenue opportunities.
Comprehensive financial record-keeping for accuracy, transparency, auditability, and compliance—building confidence at every transaction.
Streamlined ACH (Same Day and Standard) and wire transfers to optimize money movement and reduce processing costs.
Compliance is a team effort—but you’re not alone. You own your program, and we help you build it, strengthen it, and keep it current. As the bank, compliance is what we do, and we provide oversight and guidance every step of the way—so you can scale with confidence knowing we’ve got your back.
Leverage our expertise to build solutions banks want to partner with. We help you shape your product strategy, strengthen compliance, and even craft embedded fintech models that boost engagement and unlock new revenue streams—so your vision aligns with what works in the real world.
More than a sponsor bank—we’re your banking partner. From business accounts and treasury management to loans and cash flow solutions, we provide the services your company needs to operate and grow.
A High-Level Look at a Comprehensive 3-Step Process
Define how money moves through your platform—from accounts to payouts—with flexible options that fit your business model and customer experience goals.
Plug into our API suite for payments, accounts, cards, and more—engineered for speed, compliance, and developer simplicity so you can launch and scale faster.
Manage your entire fintech program with a powerful, unified interface—track transactions, manage accounts, and enforce controls with tools built for scalability and compliance.
Modak has partnered with Legend Bank, N.A. as its new sponsor bank to expand access to its teen-focused financial tools. This move strengthens Modak’s infrastructure and supports its mission to deliver secure, educational banking experiences for families.
Access expert research, compliance guides, and interactive tools to accelerate your fintech and banking initiatives.
Topics:
"How to Navigate Regulatory Compliance for Fintechs." "Scaling Your Fintech with Embedded Finance."
Gated Content:
Require an email address to download.
.png)
Experiment with an API without impacting live data or systems. Explore its features, and test the integrations without any unintended consequences.
Use our ROI (Return on Investment) calculator to determine the profitability of an investment.
.png)
Topics:
"How to Navigate Regulatory Compliance for Fintechs." "Scaling Your Fintech with Embedded Finance."
Gated Content:
Require an email address to download.
Experiment with an API without impacting live data or systems. Explore its features, and test the integrations without any unintended consequences.
Use our ROI (Return on Investment) calculator to determine the profitability of an investment.
We help companies—whether you’re a startup, an established fintech, or a non-financial brand—embed financial solutions like payments, accounts, and cards directly into your products and services.
Fill out our contact form, and our team will follow up to schedule an introductory call.
Compliance-as-a-Service supports businesses with or without in-house compliance teams. We provide expertise, oversight, and tools to help you build, refine, and maintain a strong compliance program while ensuring alignment with regulatory standards.
Our solutions are designed for startups creating new products, established fintechs seeking a direct banking partner, and non-financial brands looking to add financial services for their customers. We serve both business and consumer sectors, helping companies of all sizes innovate and grow.
If you’re here for traditional banking—like opening a checking account, applying for a loan, or logging into online banking—visit legend.bank.
Ask us anything or just say hi 🖐
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Address:
910 W Business 380 Decatur Texas 76234
Contact:
All visuals are conceptual illustrations and do not depict actual interfaces or UI elements.